BlueCross BlueShield Dentist Belmont
Learn More About the Benefits of BlueCross BlueShield
Does your family have a dental insurance plan through BlueCross BlueShield? You can rightly regard it as a valuable asset. Not only does it open the way for affordable preventive care, but it might also reduce the financial strain of those times when your smile needs a bit of restorative work. But how can you maximize your benefits? As an in-network BlueCross BlueShield dentist in Belmont, our friendly team is eager to assist you. Get in touch with us today to ask questions or request an appointment.
BlueCross BlueShield Coverage Availability & Fees
BlueCross BlueShield (BCBS) offers quite a few different plans, which can vary greatly in the coverage they offer. That is why we strongly recommend that you take a bit of time to review your policy and learn the basics of how it applies to various situations and treatments.
In the meantime, you might find it helpful to review this basic overview of the coverage that is common among BCBS PPO plans:
- Preventive care, which encompasses services like cleanings and exams, is usually 100% covered.
- Minor services like fillings may be around 80% covered.
- Major treatments, often including crowns, dentures, and some types of oral surgery, might be around 50% covered.
Remember as well that your plan is likely to include:
- A waiting period of 6 – 12 months before you can use your benefits for certain restorative services.
- A deductible that you must pay before your insurance kicks in.
- An annual maximum, which is a yearly limit on how much the insurance company will pay for approved services.
Because our practice is in-network with BlueCross BlueShield, we have a contract that controls fees. Therefore, you are likely to get more value out of your annual maximum when you visit us rather than an out-of-network provider. In certain cases, we can even schedule major treatments across calendar years; this strategy allows for the use of two annual maximums instead of only one.
Meet the Team
Our front office team members have lots of experience when it comes to dealing with the ins and outs of BlueCross BlueShield dental insurance. You can expect us to assist you with the following:
- Verifying your benefits and explaining how they apply to your recommended treatment plan.
- Helping you find answers to your dental insurance questions.
- Seeking preauthorization when needed.
- Filing claims on your behalf.
- Following up with BCBS if there are any questions about claims.
Our team enjoys helping patients, and we strive to treat each individual with the utmost courtesy and respect. Give us a call today to learn more about how we can serve you!